Our Mission Statement

Jacobs Financial Management, LLC works with a select group of business owners, executives, professionals and retirees to build and preserve tax-advantaged income and family wealth. Our core mission is to help each of our clients achieve long term financial security and peace of mind through tax-efficient wealth management. Using an objective, comprehensive financial management process, we develop personalized financial plans and apply state-of-the-art investment and tax strategies to help each of our clients achieve their own personal financial freedom.

 

Objective, Comprehensive, Tax-Advantaged Wealth Management

 


Objective Wealth Management

  • Registered Investment Adviser - Jacobs Financial Management, LLC is an independent Registered Investment Adviser in the State of Maryland subject to strict fiduciary and full disclosure requirements. As fiduciaries, we are required to place your interests first.
     
  • Unbiased Advice - We are fee-based advisors who are paid for our services and advice. We do not rely on product sales or trading activity to generate income from our managed account program.
     
  • No Proprietary Products - We have no company-owned products with special compensation incentives. We utilize a broad spectrum of non-proprietary products to design a solution that is tailored to your needs. 
     

 

Comprehensive Wealth Management

  • Goal Centered - We start by assisting you in defining your financial goals and developing an action plan to achieve them.
     
  • Holistic Planning - We take into consideration your whole financial picture - retirement, education, estate, insurance, investments and cash flow.
     
  • Strategic Emphasis - Our unique planning approach incorporates additional wealth building and preservation techniques such as:
    • Business / Executive Benefits Planning
    • Asset Protection
    • Real Estate Strategies
    • Multi-Generational Concerns
       
  • Customized Investment Management - We develop a personalized Investment Policy Statement designed to support your plan and help you achieve your goals based on your time horizon and risk tolerance.
     
  • Systematic Flexible Approach - Our wealth management process assures that you will address all of your financial concerns on your own timetable through a series of regularly recurring meetings. 
     
     

Tax-Advantaged Wealth Management

  • Four Year Tax Plan - Your four year tax projection becomes the centerpiece for making tax planning decisions.
     
  • Tax Sensitive Investments - Investment plans are developed with a tax-sensitive eye in order to take advantage of tax-free, tax-deferred, tax-exempt and tax-advantaged investment programs.
     
  • Tax Loss Harvesting - Taxable investment accounts are monitored to "harvest" losses with timely portfolio reallocations.
     
  • Tax Diversification - With an eye toward future income taxes, assets are diversified across accounts with different tax characteristics to provide the flexibility to manage income taxes during retirement.
     
  • Ownership Structure - Asset and investment ownership are reviewed and re-structured to increase tax benefits.